DiviPay

DiviPay is a digital wallet that allows groups to split the cost of any transaction. DiviPay issues each group their own unique virtual card which can be used to split the cost of a purchase both online and instore. Groups can be created for both single, or reoccurring purchases. From download to splitting costs with friends takes less than 60 seconds. A user downloads the app, links their card or bank account to the platform, creates a group and invites friends via their phones contact list, adds their portion of the expense to the group, makes a payment to the merchant using the virtual card by tapping their phone on the payment terminal or entering the virtual card numbers at an online checkout.