A bank stress test is an analysis conducted under hypothetical unfavorable economic scenarios, such as a deep recession or financial crisis, designed to determine whether a bank has enough capital to withstand the impact of adverse economic developments.
I was wondering why not to apply this process to the personal finance and I made Fintest (just a MVP).
Fintest takes a holistic view of your finances to make sure you’re not only financially stable but able to handle almost anything thrown your way. With this in mind, I’ve created a model which starting from macroeconomic scenarios and risk events (parameterizable), stress your money and push you into crash mode, and then, it will help you cope or recover from that.